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Earn more. Spend less. Invest the rest.

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  • March 26, 2022 GL

    On Hiatus

    This blog has been up and running for about six months, but it’ll go silent for a while. I’m off

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  • March 18, 2022 GL

    How to Align Your Retirement with Global Warming

    Global warming is here to stay. Let’s prepare. If you’re anything like me, you think and plan long-term, and global

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  • March 11, 2022 GL

    Build a Better Future by Boosting Overlapping Skills

    Do you deliberately grow your skills? Will you?.. I was reviewing my old notes when I stumbled on something shocking.

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  • March 4, 2022 GL

    Thanks, Stalker! or: How I Finally Quit Social Media

    An unorthodox way to cut ties with social media. I’ve spent most of the last year glued to social media,

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  • February 25, 2022 GL

    The Many Easy Ways to Move Abroad

    Move abroad, boost your savings, cut your costs. A while ago, I wrote about the power of geographic arbitrage. In

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  • Grigory Lukin Let's Retire Young lean-FIRE blog www.letsretireyoung.com personal finance memes idea power
    February 18, 2022 GL

    Personal Finance Memes: the Good, the Bad, and the Ugly

    Not all personal finance memes are created equal. Social media is full of personal finance memes. Sometimes, they’re in a

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  • February 11, 2022 GL

    How to Convert Your Friends to FIRE

    Share your FIRE with others! If you’re a regular reader, you’re already familiar with the concept of FIRE. If you’re

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  • Financial Independence: the Freedom to Walk Away Grigory Lukin lets' retire young LetsRetireYoung.com hiker freedom ponytail
    February 4, 2022 GL

    Financial Independence: the Freedom to Walk Away

    How financial independence can fuel your adventures A lot of people think of retirement in purely hypothetical terms. A journalist

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October 25, 2021 FIRE life

What does a typical early retirement day look like?

The meaning of life is to find a meaning. The word “retirement” carries a lot of cultural connotations and emotional baggage. It means something different to each of us. A

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October 22, 2021 invest the rest

How to invest in stocks – and why you shouldn’t do it

A little knowledge is a dangerous thing. I have a fair bit of experience when it comes to money. I used to read every financial blog on the web. (Rest

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budgeting and keeping track of expenses can be vital
October 20, 2021 spend less

Geographic arbitrage, or how I live on $1,000 USD a month (or close to it)

Frugality is achievable. Ever since I read “The 4-Hour Workweek” back in 2009, I got infected with the idea of geographic arbitrage: the notion that I can live just as

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October 18, 2021 my journey

My early retirement story

 My early retirement story, or: how I learned to stop worrying and love the lean-FIRE  A lot of this blog’s advice will be centered on what worked (or backfired horrifically)

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Balance - the ultimate goal.
October 16, 2021 life choices

What do you want? What do you need? What will you compromise on?

Before you set off on any kind of journey, you need a plan. A roadmap. (And maybe some snacks.) In my experience, most people don’t have any kind of concrete

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