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Earn more. Spend less. Invest the rest.

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  • March 26, 2022 GL

    On Hiatus

    This blog has been up and running for about six months, but it’ll go silent for a while. I’m off

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  • March 18, 2022 GL

    How to Align Your Retirement with Global Warming

    Global warming is here to stay. Let’s prepare. If you’re anything like me, you think and plan long-term, and global

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  • March 11, 2022 GL

    Build a Better Future by Boosting Overlapping Skills

    Do you deliberately grow your skills? Will you?.. I was reviewing my old notes when I stumbled on something shocking.

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  • March 4, 2022 GL

    Thanks, Stalker! or: How I Finally Quit Social Media

    An unorthodox way to cut ties with social media. I’ve spent most of the last year glued to social media,

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  • February 25, 2022 GL

    The Many Easy Ways to Move Abroad

    Move abroad, boost your savings, cut your costs. A while ago, I wrote about the power of geographic arbitrage. In

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  • Grigory Lukin Let's Retire Young lean-FIRE blog www.letsretireyoung.com personal finance memes idea power
    February 18, 2022 GL

    Personal Finance Memes: the Good, the Bad, and the Ugly

    Not all personal finance memes are created equal. Social media is full of personal finance memes. Sometimes, they’re in a

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  • February 11, 2022 GL

    How to Convert Your Friends to FIRE

    Share your FIRE with others! If you’re a regular reader, you’re already familiar with the concept of FIRE. If you’re

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  • Financial Independence: the Freedom to Walk Away Grigory Lukin lets' retire young LetsRetireYoung.com hiker freedom ponytail
    February 4, 2022 GL

    Financial Independence: the Freedom to Walk Away

    How financial independence can fuel your adventures A lot of people think of retirement in purely hypothetical terms. A journalist

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January 21, 2022 invest the rest

Early Retirement Savings: Traditional Account or Not?

What account should your retirement savings go into? As dilemmas go, this is a pretty interesting one: where should you park your retirement savings to maximize their potential? Let’s say

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student loans forgiveness and repayment Grigory Lukin letsretireyoung.com let's retire young
January 14, 2022 invest the rest

Student Loans and Your Options

Student loans suck, but they can be dealt with. Student loans are a bizarre parasitic industry that targets the most naïve and least prepared members of society, only to saddle

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Grigory Lukin Let's Retire Young www.letsretireyoung.com options doors choices calls and puts
January 7, 2022 invest the rest

On Calls and Puts (with a Special Guest – GameStop!)

Calls and puts may sound enticing, but it’s best to steer clear. Investing can be a fascinating pastime, as well as a very rewarding hobby – both figuratively and literally.

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December 31, 2021 FIRE life

The First (Partial) Year of Financial Independence

Financial independence – year one. It’s been seven months and 17 days since I declared financial independence, cut ties with my employer, since I ended my 11.5-year career at Amazon,

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lifestyle inflation Let's Retire Young letsretireyoung.com Grigory Lukin
December 24, 2021 spend less

Lifestyle Inflation: the Good, the Bad, and the Ugly

Lifestyle inflation is a near-certainty, but it’s yours to control. As we grow older or earn more money, it becomes so much more tempting to spend more on nice things,

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December 22, 2021 spend less

How to Find Free Books

Free books are everywhere – the Internet is your friend! Hi! I’m GL, and I’m a bibliophile. I used to have a two-books-a-week habit: I used to scoop up free

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dog in a car questionable gigs letsretireyoung.com Grigory Lukin
December 20, 2021 earn more

Some Questionable Gigs I’d Never Do

There are some mighty questionable gigs out there… Earlier, I wrote about my least successful and most successful gigs. And now, to finish off this strange, strange trilogy, I’ll talk

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December 17, 2021 invest the rest

Things I’ll Never Invest In (and Neither Should You!)

What would you never invest in? The key to achieving financial independence is “earn more, spend less, invest the rest.” Each component of this trifecta is important in its own

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video games gaming quick cash letsretireyoung.com Grigory Lukin
December 15, 2021 earn more

Successful Gigs – Viable Ways to Make Quick Cash

Making quick cash is possible, but there are several nuances… Last week, I wrote about some of my attempts to make quick cash, and how they backfired on me. Fortunately,

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raise kids letsretireyoung.com Grigory Lukin
December 13, 2021 life choices

SINKs, DINKs, and Parenting: Can You Retire with Kids?

It’s difficult but not impossible to retire with kids. Your typical personal finance blogger is a straight white male in North America. There are some exceptions, of course, but my

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